Find out what your mortgage really costs.

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Mortgage payment, in 3 seconds

Home price$400,000

$100K$1.5M

Interest rate6.5%

2%12%

Term

Monthly payment

$2,023/mo

Assumes 20% down payment

See full calculator Read how the mortgage payment formula actually works, step by step

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Enter your numbers, press Calculate, get a full schedule you can export to Excel.

Borrow

Understand the true cost of loans, mortgages and debt payoff plans.

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What will this loan cost?

Monthly payment, total interest and payoff date.

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See your full payment schedule

Monthly payment, total interest and a full amortization schedule.

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How long to pay off my credit card?

See your payoff date and total interest for the minimum payment vs. paying more.

❄️

Which payoff method wins?

Compare both strategies side by side on your own debts.

Grow

See how compounding, asset allocation and long-term investing actually work.

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What will my investments become?

Project the long-term growth of regular investing.

⏳

How long will my money last?

Test different withdrawal rates against your savings.

🔥

When could I retire?

Find the portfolio size that lets you leave work behind.

Save

Plan savings goals, retirement timelines and how long your money will last.

🎯

How soon will I hit my goal?

Work out monthly contributions needed to reach a target.

🌍 New — Retire Abroad

Where can you retire comfortably — and make your money last longest?

Thirteen quick questions. One personalised Retirement Freedom Report with your top five countries, monthly cost estimates and how many years your savings could fund.

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Every RunMyWealth tool runs entirely in your browser. Nothing you type is uploaded, stored on a server, or tied to an account — because there are no accounts.

These tools are educational. They show the mechanics behind loan amortization, compounding and payoff strategies so you can ask a professional better questions. They are not personalized financial advice, not a loan offer, and not a recommendation to buy any security.

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